男装's购买珠宝保险指南

Males’s购买珠宝保险信息

您’我们已经决定购买昂贵的珠宝商品,并给珠宝商留下了一笔可观的零钱。现在,您可以保护自己的资金。保险的平均价格为珠宝对象的1-3%’值得,购买珠宝保险很简单。珠宝首饰会被放错地方,被盗,损坏,遗留,放错地方,撞倒,撞在门道上以及冲掉下水道。保险公司都听到了。不要假定房主或房客的保险政策会例行公事。许多业主’保险单足以盗窃珠宝造成的1,000美元的损失,并很好地包含了自付额。针对珠宝保护的1,000美元的限额不仅对所有者承担了很大的责任,但肯定会要求您查找销售总额进行申报时,请进行滑动,评估和/或获取替换报价。来自专业保险公司的单独的珠宝保险承保范围价格相同,并且有时自付额有所减少。在进行所有者保护时,进行声明可以避免进一步的工作和挫败感,此外,您也不必在所有者声明中进行声明。要获得一流的珠宝首饰保险范围,请在购买时进行保险范围评估。然后为您找到精确的覆盖范围。请考虑以下因素:-保护。覆盖范围到底是什么?盗窃,神秘失踪,受伤?什么’s excluded? Not all insurance policies cowl mysterious loss or broken stones. Sadly, mysterious loss is likely one of the main insurance coverage claims in line with Jewelers Mutual Insurance coverage Firm, a specialty insurer that covers mysterious loss (and broken stones).- Deductibles. What are the choices for deductibles? 您 pay this half first, earlier than insurance coverage protection kicks in. Selecting a deductible can decrease your premiums (funds for insurance coverage). Once more, owners protection typically includes a excessive deductible. When selecting a separate jewellery insurance coverage coverage, you may continuously get hold of higher protection with no deductible or low deductible for a comparable price. Price fascinated with.- Claims. How nicely does the corporate pay claims? Verify impartial ranking companies, reminiscent of A.M. Greatest. Are you able to report a declare at any hour or on-line? What are the necessities to make a declare? And the way lengthy does the declare course of take?- Do you’我想得到一些报价吗?您是否可以选择您的个人珠宝商,或者保险公司会告诉您与谁合作?是替代公司还是底价竞标者?-旅程保护。旅途中是否衬有戒指–即使在国外?-价值确定。大多数保险公司需要对您的珠宝商品进行评估,以确保其价值。你要不要一个?如果只是一个’想要,您的珠宝价值如何?’我想在申报时证实价值吗?-检查。保险公司是否需要定期检查,如果错过了检查,会使承保范围无效?-保险公司的经验。如果您有申报,需要与谁合作?经验重要吗?珠宝商互助保险公司聘请的专家专门处理珠宝保险。-安全。承保范围是否包括安全必需品?如果您确实要采取预防措施,是否有减少的余地?-请参阅保险单。您是否能够准确查看承保范围内的内容?您是否能够获得图案?会发生丢失。珠宝保险范围简直是明智之举。

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